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About Money Fellows: Online Circles
Join millions saving smarter with Money Fellows: Online Circles, Egypt's trusted digital savings and finance app that makes budgeting, goal planning, and secure money circles simple and stress-free.
Stop juggling multiple financial tools. Money Fellows combines smart budgeting, flexible savings goals, and innovative digital money circles (ROSCA) into one secure platform. Whether you're planning a wedding, saving for home upgrades, or building better money habits, you get full control without debt, hidden fees, or credit card complications. Fully regulated by the Central Bank of Egypt and partnered with Banque Misr, your money is always protected and transparent.
Save on Your Terms
Financial planning adapts to your life, not the other way around. Choose money circles that last 6, 10, or 12 months and select the payout turn that matches your timeline. From 9,000 EGP to 1,200,000 EGP, Money Fellows scales with your needs. Your cash arrives instantly when your slot comes due, giving you the flexibility to spend, save, or invest as you choose.
Keep More of Your Money
Egypt's lowest fees mean your savings work harder for you. Smart fees start at just 16% and drop over time, while last slots enjoy zero fees and up to 125% savings. Earn up to 20% cashback through the savings program and unlock exclusive discounts at top Egyptian brands with your Money Fellows prepaid card.
Go 100% Digital—No Paperwork, No Waiting
Forget long queues and endless approvals. Sign up in minutes with just your ID scan. Your contract arrives at home, and payments are handled through your Money Fellows Card, Instapay, Fawry, bank accounts, or e-wallets. Payouts work the same way—choose what fits your life.
Stay in Complete Control
Track every money circle, payment, and upcoming payout in real time. Receive instant reminders before due dates and monitor your progress toward savings goals with full transparency. You always know exactly where your money is and what comes next.
One Prepaid Card, Unlimited Benefits
Your Money Fellows MasterCard handles everything: zero-fee installments and payouts, online and in-store shopping, plus cashback rewards at partner merchants. It's the simplest way to manage your entire financial life in one place.
Backed by Egypt's Financial Leaders, your funds are guaranteed secure and fully licensed under Central Bank supervision. Download Money Fellows: Online Circles today and discover the smarter way to save, plan, and reach your goals.
Pros & Cons
Pros
- Digital money circles (ROSCA) let you save flexibly without traditional debt
- Central Bank of Egypt regulated and partnered with Banque Misr for security
- Low fees starting at 16% with zero fees for last slots and up to 125% savings
- Real-time tracking of payments, circles, and upcoming payouts in one app
Cons
- Account creation requires ID scan, adding initial verification friction
- Money circles lock your funds for 6–12 months with limited early withdrawal options
- Prepaid card and payment processing may incur hidden fees outside core circle transactions
- App operates only in Egypt with Egyptian payment methods and local merchant partnerships
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